WDNY Reiterates That Under New York Law, Direct Physical Loss Means Some Form of Actual, Physical Damage to the Insured Property

COMMERCIAL PROPERTY  – AMMONIA LEAK – DIRECT PHYSICAL LOSS  – EQUIPMENT BREAKDOWN – EQUITABLE ESTOPPEL SatisPie, LLC v. Travelers Prop. Cas....

New York State Courts in 30 Upstate Counties to Re-Open for Business

Beginning next week, New York State court system judges and chambers staff, along with designated clerks and support staff, will be returnin...

Statute of Limitations for Actions Brought by New York State for Recovery of Costs of Cleanup/Removal of Discharged Petroleum

Question:   What is the statute of limitations for an action brought by New York State against a property owner to recover cleanup and remov...

No-Fault Insurer's Denial Based on Rate Evasion Upheld in Arbitration

NO-FAULT  – RATE EVASION  – AAA ARBITRATION DECISION Matter of Classic Medical Diagnostic Rehab, P.C.  aao SI and State Farm Fire & Cas....

Insurance Circular Letter No. 11 (2019) -- RE: New York State Child Victims Act and Related Insurance

Yesterday the New York State Department of Financial Services issued Circular Letter No. 11 (2019) RE: New York State Child Victims Act and ...

Property Owner in Name Only Found Not Entitled to Coverage for Fire Loss of Rental Income Property

COMMERCIAL PROPERTY  – INSURABLE INTEREST  – DE FACTO OWNERSHIP Porter v. State Farm Fire & Cas. Co. (WDNY, decided 6/6/2019) If your na...

Denial of No-Fault Benefits Based on Biomechanical Injury Causation Analysis Report Upheld in AAA Arbitration & Master Arbitration

AMERICAN ARBITRATION ASSOCIATION  – NO-FAULT  – BIOMECHANICAL EXPERT OPINION  – USE OR OPERATION – CAUSAL RELATIONSHIP  –  EMG/NCV TESTING  ...