Two-Year Suit Deadline Runs from Actual Loss Date, Not from Loss Date Used on Insurer's Correspondence

COMMERCIAL PROPERTY  – TWO-YEAR SUIT LIMITATION CONDITION  – ESTOPPEL   Kotecki's Grandview Grove Corp. v. Acadia Ins. Co. (4th Dept., 2...

The Million Word March

Was it in 1995 or 1996 that I debuted  my office's annual New York Coverage seminar ?  Do any of my readers remember?  I remember that T...

Excess Insurer's Disclaimer 37 Days After First Notice Held Untimely as a Matter of Law

EXCESS  – ADDITIONAL INSURED  –  LATE NOTICE TO EXCESS INSURER  – 37-DAY UNTIMELY DISCLAIMER   Liberty Mut. Fire Ins. Co. v. Navigators Ins....

Deleting the Preantepenultimate and Antepenultimate Paragraphs

Why waste a hyphen when multiple prefixes will do? This morning I received a batch of Google Scholar email alerts.  I discovered Google Sch...

Welcome New Subscribers!

Welcome new subscribers.  This past weekend's subscription drive is going well, and our readership has grown nicely. Couple of points: I...

Who Remembers Drop Drafts? Should You Cash Them?

On Friday last week I got a call from an insurer client, who told me that in response to his approximately $21,000 subrogation demand to the...

Leasing Property is Entrusting Property for Purposes of the Dishonest or Criminal Act/Entrustment Exclusion

COMMERCIAL PROPERTY  – VANDALISM DAMAGE TO LEASED PREMISES  – DISHONEST OR CRIMINAL ACTS EXCLUSION  –  ENTRUSTMENT EXCLUSION   Winking Group...