Only Causal Link Between Named Insured's Acts or Omissions and Injury Required for Additional Insured Coverage to Apply

CGL – SCOPE OF ADDITIONAL INSURED COVERAGE  – CAUSED BY NAMED INSURED'S ACTS OR OMISSIONS  – CAUSAL LINK  – ANTISUBROGATION RULE    Burl...

Estoppel by Delay

PROFESSIONAL LIABILITY   – LATE NOTICE  – UNTIMELY DISCLAIMER   – ESTOPPEL B&R Consol., LLC v Zurich Am. Ins. Co. (2nd Dept., decided 9/...

Different Families Successively Exposed to Lead Paint in Same Apartment Over Several Policy Periods Entitled to Only One Policy Limit Under Policy's Noncummulation Clause

LIABILITY – LANDLORDS POLICY – NONCUMULATION CLAUSE – LEAD PAINT CLAIMS Nesmith v. Allstate Ins. Co. (Ct. Apps., decided 11/25/2014) In Hira...

Water Damage from Broken Water Main Not Due to "Explosion"

PROPERTY  – HOMEOWNERS  – WATER LOSS EXCLUSION  – EXPLOSION EXCEPTION Platek v. Town of Hamburg (Ct. Apps., decided 2/19/2015) A subsurface ...

Police Vehicle Is Not a "Motor Vehicle" Covered by a SUM Endorsement

SUM   – "MOTOR VEHICLE" – POLICE VEHICLE Matter of State Farm Mut. Auto Insur. Co. v. Fitzgerald (Ct. Apps., decided 7/1/2015) Whi...

Notice to Subscribers

To the 245 subscribers of this blog: I've reactivated this blog, which means that you will be receiving weekly email updates like the on...

Danger Invites Rescue Doctrine Applied to Reverse Stay of SUM Arbitration

SUM   – USE OR OPERATION  – DANGER INVITES RESCUE DOCTRINE Matter of Encompass Indem. Co. v. Rich (2nd Dept., decided 8/5/2015) A firefighte...