When a Structure Can be Said to Have "Replaced" Another Structure for Replacement Cost Coverage Purposes -- The "Functional Similarity" Test

What do you think?  Can a multi-building commercial property comprising a supermarket, a wine and liquor store, a hardware store, a drug sto...

Replacement Cost Coverage Denied to Insured Who Did Not Replace the Dwelling Within Two Years or Show That His Actual Repair/Replacement Costs Exceeded the Insurer's ACV Payment

PROPERTY  – HOMEOWNERS – TWO-YEAR REPAIR/REPLACEMENT DEADLINE  – REPLACEMENT COST COVERAGE   Mateyunas v. Cambridge Mut. Fire Ins. Co. (Sup....