Who doesn't like a well-written judicial decision? Especially when the case is about insurance coverage? In ECB USA, Inc. v. Chubb Ins....
Rabu, 15 Desember 2021
'Twas The Risky Night Before Christmas -- How an Insurance Professional Reads the Classic
'Twas the night before Christmas ( 12:01 a.m. 12/25 ) and all through the house ( single family, joisted masonry, e.c.3, terr. 44, pc5 )...
Senin, 06 Desember 2021
11 NYCRR Part 25
Mortgagee Rights
Public Adjuster
Public Adjuster Compensation
Regulation 10
New York's Revised Public Adjuster Regulation 10 (11 NYCRR Part 25)
Dropping this here. Effective October 8, 2021 , the New York State Department of Financial Services promulgated the Seventh Amendment to ...
Sabtu, 04 Desember 2021
"Bodily Injury"
Controlled Substance Exclusion
Insuring Agreement
Occurrence
The Interpretation & Applicability (Or Inapplicability) of the Controlled Substance Exclusion of a Homeowners Policy (At Least in PA for the Time Being)
Although this decision is from the Pennsylvania Superior Court (intermediate appellate-level court), it's interesting enough (at least t...
Rabu, 24 November 2021
Application Misrepresentation
Declaratory Judgment
Default Judgment
Garaging Fraud
No-Fault
Rate Evasion
Rate Evasion/Garaging Fraud -- Obtaining a Declaratory Judgment of No No-Fault Coverage Owed
NO-FAULT – AUTO POLICY – APPLICATION MISREPRESENATION – RATE EVASION – GARAGING FRAUD State Farm Fire & Cas. Co. v. AutoRx (Sup. Ct....
That or Which and the Rules of Grammar in Insurance Contract Interpretation
Those who follow me on LinkedIn know that I consider myself somewhat of a (okay, an obsessive-compulsive) grammarian. A post to LinkedIn ...
When a Structure Can be Said to Have "Replaced" Another Structure for Replacement Cost Coverage Purposes -- The "Functional Similarity" Test
What do you think? Can a multi-building commercial property comprising a supermarket, a wine and liquor store, a hardware store, a drug sto...
November 03, 2021
Contractual Suit Limitations Period
Insurance Law § 3404(e)
Insurance Law § 3404(f)(1)
New York Standard Fire Insurance Policy
If You Must Sue Us on Your Property Claim, You Must Do So Within ____ Years After the Loss
Quiz time. Question: New York law permits property insurers to require that any suits brought against the insurer to recover for any proper...
Refusing to Issue or Renew, or Cancelling or Charging More for a Homeowners Insurance Policy Based on Certain Dog Breeds Will Be Illegal in New York State Come January 28, 2022
On October 30, 2021, New York Governor Kathy Hochul signed into law bill S4254 / A4075 , which prohibits insurers from refusing to issue or ...
Senin, 25 Oktober 2021
Diminished Value
Massachusetts High Court Rules Auto Insurers Must Pay For Inherent Diminished Value
Massachusetts High Court Rules Auto Insurers Must Pay For Inherent Diminished Value (click to read the Claims Journal article) To be clear-...
Senin, 18 Oktober 2021
Snoozz -- Tab & Window Snoozing
Snoozz - Tab & Window Snoozing Snoozz is an excellent tab and window snoozing browser extension alternative to Tab Snooze, which I&#...
Court-Ordered Discovery in Aid of SUM Arbitration Denied
MATTER OF ARBITRATION OF ALLSTATE INSURANCE COMPANY , 2021 NY Slip Op 5418 - NY: Appellate Div., 4th Dept. 2021 - Google Scholar Justice del...
Senin, 06 September 2021
Updated COVID-19 Business Interruption Coverage New York Decisions
The labor of my Labor Day...Updated COVID-19 Business Interruption Coverage New York Decisions (as of September 6, 2021) Until today, I had...
Sabtu, 26 Juni 2021
Business Income Loss Coverage
Business Interruption Coverage
Civil Authority Coverage
COVID-19
Direct Physical Loss
Direct Physical Loss of or Damage to Property
General Business Law § 349
⚠ NEW YORK COVID-19 #BUSINESSINTERRUPTION CASE UPDATE ⚠
The "score" in New York on COVID-19 #businessinterruption coverage lawsuits, where "direct physical loss" or "direc...
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