When 5 + 3 = 1

COMMERCIAL PACKAGE POLICY  – EMPLOYEE DISHONESTY COVERAGE  – NUMBER OF OCCURRENCES   – ANTI-STACKING PROVISION   Dan Tait, Inc. v. Farm Fam...

Words Matter -- a Notice of Storage Lien That Lacks the Word "Lien" Is Invalid

AUTO  – TOWING/STORAGE CHARGES  – STORAGE  LIEN  – LIEN LAW § 184(5)   Matter of Nissan Motor Acceptance Corp. v All County Towing (3rd Dep...

Injured Party/Judgment Creditor Who Obtains Assignment of Insureds' Bad Faith Claim After Conclusion of Direct Action May Bring Second Action Against Liability Insurer

HOMEOWNERS  – LIABILITY – EXCESS JUDGMENT  – STANDING  –  BAD FAITH  – INSURANCE LAW 3420(A)(2) & (B)(1)   Corle v. Allstate Ins. Co. (4...

May a New York Property Insurer Communicate Directly with Its Insured Who Is Represented by a Public Adjuster?

This was yesterday's question of the day, one I'm asked from time to time.  Each time I get this question I check New York's ins...

That's Incredible! (as a Matter of Law)

HOMEOWNERS – PROOF OF LOSS CONDITION – SUMMARY JUDGMENT  Finley v. Erie and Niagara Ins. Assn. (4th Dept., 6/15/2018) Russell Finley's h...

How to Abandon Your Complaint in New York (and Kiss Your $22,000 Subro Claim Goodbye)

SUBROGATION  – CPLR § 3215(C) – DEFAULT PROCEEDINGS NOT TAKEN WITHIN ONE YEAR  Selective Auto. Ins. Co. of NJ a/s/o Pine v. Nesbitt (1st Dep...

Summary Judgment to Homeowners Insurer on Insured's Failure to Reasonable Care to Maintain Heat Affirmed By Third Department

HOMEOWNERS   – FREEZING EXCLUSION  – REASONABLE CARE TO MAINTAIN HEAT  Stephenson v. Allstate Indem. Co. (3rd Dept., 4/19/2018) The insured ...

APK Editor

APK Editor is a powerful tool that can edit/hack apk files to do lots of things for fun.  It can help us to do things like string localizati...

APK Downloader Online

Have you ever wanted to get your hands on the latest game, only to find that the  Google Play  thought it wasn't compatible with your ph...

GTA 5 apk Android

GTA V (Grand Theft Auto 5) is a part of world famous GTA game series, basically, GTA has a series of Gangster games which is well known by e...

Smashy City Cars Driving School 18

Smashy City is extreme car driving game with different types of challenges, roam free in the city or select highways to test your driving sk...

Jet Airplane Driving - Pilot Aeroplane Sim 18

Jet Airplane is a real pro simulator 3d game in which you learn how to fly and control the plane. In this airplane flying game you will face...

Extreme Car Drifting Simulator 2018

Extreme Car Drift Simulator 2018 is the next evolution of mobile drift racing 2. This game is specially designed for car drifters, so are yo...

Go Air Plane 3d

Go Air Plane 3D is realistic 3D airplane fight simulator where you fly a plane and collect power ups and blobs and avoid the enemy and colli...

Kung Fu Fighter Street Fighting Club

Kung Fu Fighter Street Fighting Club 2018 is the next evolution of mobile fighting game. This game is specially designed for street fighter ...

Extreme Furious Cars Reckless Derby Racing

Extreme Furious Cars Reckless Racing Game gives you experience of real street racing and professional derby track racing. This game is speci...

Super Girls Karate Fighting Game

Super Girls Karate Wonderful Woman Fighting Club 2018 is the next evolution of mobile fighting game. This game is specially designed for gir...

Mad Death Race Max Cars Highway Racing

Mad Death Race Highway Racing is furious cars racing, stunts, dodging and shooting game. Take control of your car and shoot others cars on h...

Burden of Proving Exception to Exclusion Falls on Insured

COMMERCIAL GENERAL LIABILITY  – BURDEN OF PROOF – EXCEPTION TO EXCLUSION  Corbel Constr. Co. v Arch Specialty Ins. Co. (2nd Dept., 4/11/2018...

Did You File Your Certification of Compliance with New York State Department of Financial Services Cybersecurity Regulations?

Last Thursday, March 1, 2018, marked the one-year anniversary of the New York State Department of Financial Service's (NYSDFS') prom...